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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Do you feel overwhelmed by "stuff' at home that has piled up &ndash; like your overstuffed closet, mountains of paper that need shredding, or piles that need to be gone through and discarded or recycled? Commit to at least a half hour 3 or 4 times a week to work on one thing, and only one thing at a time.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Take for example your closet. Begin by going through each item and pulling out anything that is old, torn, dirty, ill-fitting, etc. Next, make two piles from this original one. One should be the keep and repair, the other recycle or discard. Use large plastic bags that you can put away in the closet (or in a corner or storage area) until you can pick back up the next time. It is essential to write down when you will be doing this, and to treat it like anything else in your schedule. If you are on a roll and go over the time, go with it! Chipping away at it is the only way it will get done.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">This same exercise can be done with cleaning out file cabinets, shredding old papers, etc. Go through each one, make a decision about it, and complete the steps needed. Then you can get right back on track the next time.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Finish each project before going to the next. You will be amazed how much you can get done in 3 or 4 half hour cleaning sessions a week!</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Toni Coleman, LCSW, CMC</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Psychotherapist/Relationship Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=50lg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.consum-mate.com">www.consum-mate.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=50lg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=50lg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: You're never as good as your best review, and never as bad as your worst]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzAyMjd8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">&ldquo;You're never as good as your best review, and never as bad as your worst.&rdquo; I was given this advice by a former boss, and it has since stuck with me as a guide for getting through the best of times and the worst of times.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Looking back on my career and all of the places I&rsquo;ve been, there have been incredible highs and lows at each point along the way. What I&rsquo;ve come to learn is that life is cyclical and the best way to stay focused is to ignore the swings and instead focus on the long run.</span></p>
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<div><b style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</b></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b></b></font></span><span style="font-family: verdana, geneva; font-size: medium;">Vivian Schiller</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Chief Digital Officer at NBC News, former CEO of NPR</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yez/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yez/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yez/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yez/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yez/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Pat Riley, President of the Miami Heat, told Peter Guber to never visibly show how upset you are:</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">"You are going to lose a lot! A lot! Get used to it! It&rsquo;s a crucial part of the process! That behavior doesn&rsquo;t help you or your team. You&rsquo;ve got to always remain visibly positive! Managing losses is a challenge you must be up to! You can never give in to it!"</span></p>
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<div><b style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</b></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b></b></font></span><span style="font-family: verdana, geneva; font-size: medium;">Peter Guber</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">CEO of Mandalay Entertainment co-owner of the Golden State Warriors and Los Angeles Dodgers</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yew/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yew/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
<div><font size="2"><font face="Verdana"><font size="3">&nbsp;</font></font></font></div>
<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yew/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yew/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yew/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Important childhood reflections on my father’s advice]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzAyMjJ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">As a child, I can't recall a day that went by without my dad telling me I could do anything I set my mind to. He said it so often, I stopped hearing it ... It wasn't until decades later that I fully appreciated the importance of those words and the impact they had on me.</span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b></b></font></span><span style="font-family: verdana, geneva; font-size: medium;">Jeff Weiner</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">CEO of LinkedIn</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeu/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeu/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeu/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yeu/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Daily affirmations to perform with more confidence]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzAyMDh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Confidence is one of the most important things we can exercise in our lives. Confidence, many times, can carry you even above your abilities. At the Keith Hall Summer Drum Intensive, we have something we say every day with the students regarding confidence. By the end of the week, these students (usually age 11-67!) see themselves much differently than when they arrived 5 days earlier. Their confidence has been increased and their self image has been transformed. I recently shared this at a leadership conference and witnessed 800 area business leaders saying this together-it was quite a sound. It goes like this: "Confidence, I have a consciousness of my abilities; faith that I will perform in a proper, effective and creative way; and I am CERTAIN, that I have what it takes, I am confident!" What would happen if you used this as your daily affirmation? It could change the way you see yourself and help you perform with more confidence!</span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b></b></font></span><span style="font-family: verdana, geneva; font-size: medium;">Keith Hall</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Musician/Educator/Author/Radio Host</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.keithhallmusic.com%2F">www.KeithHallMusic.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yeg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yeg/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Not enough hours in the day? Balance your life with this helpful tip for time management]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzAyMDV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">When our 1st child was born, those daily boxes on the calendar that had been big enough for two suddenly shrank and I found it difficult to fit everything in some days. I decided to assign an ink color to each family member and use that color for all appointments, scheduling details, etc. Instead of writing, for example, "Steve - Dr. Smith 2:00" I simply used a blue ink pen to write "Dr. Smith 2:00". At first, all this did was save a little time and space, but the benefits increased.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">As soon as my son was old enough to know what the calendar was and that "his" color was blue, he would check the calendar every morning after breakfast to see if he had anything special going on that day, and when my daughter came along, she did the same thing. They also quickly learned that the numbers referred to time, and they would even remind me of an appointment as the time grew closer that day. As my kids got a bit older, they began writing things on the calendar as well, and I honestly think they were more diligent about doing it because it was "their" event, "their" color.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">They are now young adults (one graduates from med school in May, the other begins a Masters program in bioterrorism this summer), and both have told me that the color-coded calendar helped put them on a good solid path to time management and really paid off during their busy high school (sports, social events, etc) and college years. Both keep a planner, and both now do what I do in my personal planner and "refrigerator" calendar -- use a different color of ink for each of 5 priority areas in my life (I have faith, family, self, friends, home), with black ink for general things that don't fit in any category.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">I also use this strategy at work, using one color for appointments with or tasks assigned by my boss, another for long-term projects, etc. I've found this system works extremely well, saves time, and helps me check at a glance not only what I need to do today but whether or not my day/week is balanced. For example, if I'm feeling stressed and out of sorts, I can quickly check and see if I've got any me-time scheduled and, if not, make sure to allot some time for that. I can also quickly see if I'm spending my times in proportion to the order of my priorities.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">The color-coded calendar (and personal planner) has been a god-send for me and for my family!</span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></p>
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<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
<div><font face="Verdana" size="3"><strong><span></span></strong></font><span style="font-family: verdana, geneva; font-size: medium;">Patti Miinch</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yed/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.aliferedesigned.com">www.aliferedesigned.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yed/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yed/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yed/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Banish self doubt & fear to accomplish your dreams]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjI5NDR8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Many people have great ideas, inventions and business opportunities that they do not capitalize on because something stops them from going forward. It&rsquo;s that nasty voice inside you saying, &ldquo;You can&rsquo;t,&rdquo; &ldquo;Your idea isn&rsquo;t good enough,&rdquo; and every other debilitating thought. Shut those thoughts down as fast as they come into your head. Instead, replace fear of failure with positive thoughts, like, &ldquo;Why Not You?&rdquo; and &ldquo;Yes, you can succeed.&rdquo;</span></div>
<div><br /><span style="font-family: verdana, geneva; font-size: medium;"> Substitute feelings of fear with gratitude and get those negative thoughts in perspective. Do not focus on the negative. Visualize yourself as successful, and then carve out a strategic plan to achieve your dreams. Vision boards are extremely helpful for you to see your goals on paper, and then you can keep this mental picture in your mind. Research implies using visualization and simulation makes it more likely you will achieve your goals. Yes, you still need to work at achieving them, but banishing self doubt, fear and naysayers is crucial.&nbsp;</span><br /> <br /><span style="font-family: verdana, geneva; font-size: medium;"> You can do it! Believe in yourself and go after your dreams. Create a vision board, write your business plan, and make it happen. Why not you?</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Nancy Guberti, M.S., C.N.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Living without regrets]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjk5NjZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The best advice I ever received? Simple: Have no regrets. Who gave me the advice? Mum&rsquo;s the word.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">If you asked every person in the world who gave them their best advice, it is a safe bet that most would say it was their mother. I am no exception. My mother has taught me many valuable lessons that have helped shape my life. But having no regrets stands out above all others, because it has informed every aspect of my life and every business decision we have ever made.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Richard Branson</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder of Virgin Group</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4y7q/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4y7q/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4y7q/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Inspiration from the biggest risk I ever took]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjk5NTN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Here&rsquo;s my biggest risk: eloping. After two broken engagements in two years, I started living like there was no tomorrow, making decisions based solely on my own happiness. I started throwing elaborate dinner parties with friends and asked them to bring along a new and interesting guest each time. That's how I met Mike. Within a couple of weeks, without anyone knowing, we found ourselves on the beach in Seaside, Fla., exchanging simple vows at sunset. We didn't share our plans for fear everyone would try to stop us. We celebrate more than a decade of bliss this year. </span><i style="font-family: verdana, geneva; font-size: medium;">--As told to Jane Lee in 2011</i></div>
<div><strong style="font-family: Verdana; font-size: medium;"><br /></strong></div>
<div><strong style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</strong></div>
<div><strong style="font-family: Verdana; font-size: medium;"></strong><span style="font-family: verdana, geneva; font-size: medium;">Susie Shina</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Cofounder, Nookies Pleasure Apparel, a sock company</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4y7d/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">http://www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4y7d/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4y7d/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4y7d/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Get back to your roots! Rediscover your personal brand]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjI0OTN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">As I prepared a marketing plan for a client, I realized what was holding me back in my personal life. I tell entrepreneurs that business just isn't that complicated, but rather it is the day-to-day operations that overwhelm and distract us. The solution is to stay focused and true to your brand. I give them the visual of a tree. Logos, advertising, social media, etc. &ndash; they are all just branches of the tree. The trunk is their brand. The branches will wither if the trunk and roots of the tree are ignored. It is simply not that complicated; however, the execution of it can be.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">That was my epiphany moment. I wasn't moving forward towards a better life because I had ignored my own personal brand. I was all over the place with aspirations, but the best parts of me &ndash; of my brand &ndash; had been lost and therefore my branches were withering.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">I made a simple, determined resolution to get back to "Colleen." Just as in business, I had to pare things down to their origin. I began by making a visual of all the things that defined and drove me during childhood. I then began collecting items and resurrecting old treasured ones that spoke of me, my beginnings, my loves, my strengths. My office now looks like what I would call my 'dorm room.' When I walk in it I remember my own personal brand, exactly who I am, what my purpose is and where I am going.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">We all owe it to ourselves to live our own authentic personal brand. It's how we touch the world in the best possible way. I always say, "No heart is shaped the same it's where our purpose lies." For me personally, just as I have always believed in business, you can't move towards additional tips for living a great life until you celebrate the great life brand that you are.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><br /></strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Colleen Sheehy Orme</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Freelance Journalist, Marketing &amp; PR Professional</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4sg5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.colleensheehyorme.com">www.colleensheehyorme.com</a></span></div>
<div><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4sg5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4sg5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4sg5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Re-start your life by re-starting your day, every day. Forget about what happened yesterday, and set a higher goal today. Make a habit to be mindful of everything that's good in your life. Instead of telling yourself, &ldquo;My kids are acting up again,&rdquo; say, &ldquo;I have the best kids on earth and one day they will make me proud.&rdquo; Instead of expecting your team to fail, tell yourself, &ldquo;My team will do extraordinary things this time around.&rdquo; Instead of focusing on the economy and waiting for a layoff notice, increase your skill sets, work harder and let your best qualities shine. Set yourself up to be the one employee who will receive a raise and promotion this year, despite what's happening all around you. Expect great things to happen in your life everyday!</span></div>
<div><span style="font-size: medium; font-family: verdana, geneva;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium; font-family: verdana, geneva;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong></strong></font>Chantay Bridges</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Senior Real Estate Specialist, Clear Choice Realty &amp; Associates</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4g7v/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.losangelesrealestatenow.com">www.losangelesrealestatenow.com</a></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4g7v/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4g7v/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4g7v/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Is your New Year’s Resolution to lose weight faltering after 1 month?]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwNDd8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Research shows that to lose weight, </span><i style="font-family: verdana, geneva; font-size: medium;">implementation intentions</i><span style="font-family: verdana, geneva; font-size: medium;"> are more effective than </span><i style="font-family: verdana, geneva; font-size: medium;">goal intentions</i><span style="font-family: verdana, geneva; font-size: medium;">. When you tell your brain, "I want to lose weight," it does not register as deeply as when you are more specific. To do this, you must transform your </span><i style="font-family: verdana, geneva; font-size: medium;">goal intentions </i><span style="font-family: verdana, geneva; font-size: medium;">into </span><i style="font-family: verdana, geneva; font-size: medium;">implementation intentions</i><span style="font-family: verdana, geneva; font-size: medium;">. Write at noon your calendar, "Choose healthy options for lunch." Schedule a meal plan as specifically you can each day. Set alerts on your phone to remind yourself to be at the gym at a specific time. Schedule bi-weekly walks at lunch with your coworkers. The results from setting </span><i style="font-family: verdana, geneva; font-size: medium;">implementation intentions</i><span style="font-family: verdana, geneva; font-size: medium;"> will be much more noticeable than just by having vague goals.&nbsp;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Srini Pillay, M.D.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Author, <i>Life Unlocked: 7 Revolutionary Lessons to Overcome Fear</i></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><i></i><a href="http://www.imnicamail.com/v4/tl.php?p=4hav/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.neurobusinessgroup.com">www.neurobusinessgroup.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hav/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4hav/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4hav/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Why to NOT use the word “NOT”]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwNDR8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Avoid using the word "NOT" when setting goals: Extensive research shows us that when you say &ldquo;I must NOT" do something (i.e. eat popcorn excessively or be engaged in an office romance) the brain works to do the exact opposite. This is because your conscious brain is locked-out during times of stress, and your unconscious brain is primed to NOT hear the word "NOT." When your unconscious brain kicks into gear, it does exactly what you tell it NOT to do. The next time you set a goal, state it in positive terms. Try using &ldquo;I WILL&rdquo; &nbsp;for a change of pace.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Srini Pillay, M.D.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Author, <i>Life Unlocked: 7 Revolutionary Lessons to Overcome Fear</i></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><i></i><a href="http://www.imnicamail.com/v4/tl.php?p=4has/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.neurobusinessgroup.com">www.neurobusinessgroup.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4has/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4has/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4has/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Having trouble exercising? Ask yourself this!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjcxMjh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Have you established a healthy health &amp; fitness routine yet? If not, have you looked at why? Ask yourself the following questions to help you better evaluate:</span></div>
<div>
<p></p>
<ul>
<li><span style="font-family: verdana, geneva; font-size: medium;">Why am I not exercising regularly right now?</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">What is coming up that I consider more important than taking 30-45 minutes out of my day to exercise?</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">What are the current consequences of not exercising regularly? (i.e. feeling unenergetic in the evenings)</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">How can I ensure that exercise will be slotted regularly into my day? What changes do I need to make?</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">What are 3 practical action steps I need to take to ensure that I start exercising regularly?</span></li>
</ul>
<p><span style="font-family: verdana, geneva; font-size: medium;">Once you have asked yourself the above questions, create a small action plan and experiment until you find the right method that gets you working out regularly.</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Nalisha Patel</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4w0w/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.skinnychickchallenge.com">www.skinnychickchallenge.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">&nbsp;</span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4w0w/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">To ease the stress of being a corporate lawyer in Manhattan, I built sculptures out of all kinds of material. One day I decided to make a self-portrait out of Legos. When I got some good feedback from friends and family, I decided to launch a website showcasing my pieces. When the site crashed in early 2004 because of too much traffic, I decided to leave law to play with toys. Today my Lego sculptures usually go for around $10,000 to $20,000, with some celebrity pieces going for six figures. </span><i style="font-family: verdana, geneva; font-size: medium;">-- As told to Jane Lee in 2011</i></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Nathan Sawaya</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder, Brickartist.com, a Lego sculpture boutique</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4w0t/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">&nbsp;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4w0t/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4w0t/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4w0t/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: The reset button most of us are missing]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwNDF8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The most required fuel is relaxation, a calmer, smoother way of moving about. We are taught to be ambitious, hurry and keep moving at a non-stop pace. Vacation is often skipped for other activities. &nbsp;By relaxing, we are allowed to be present and fulfilled. Relaxation stops the mind, allowing us to calmly sit in pleasure and enjoy the moment. This inactivity provides the reset button that most of us are missing. Feeling relaxed opens your being to enjoyment, adds balance and leads to a richer life.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Lyn Hicks</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Living Green Expert</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4hap/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.HarmonyHillGardens.com">www.HarmonyHillGardens.com</a></span></div>
<div><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
<div>
<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hap/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hap/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4hap/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4hap/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Nourish others by nourishing yourself]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwMzl8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Living your best life begins with nourishing yourself and realizing it is your responsibility. Most people do the opposite by nurturing others first. We care for all around us (especially true for women) and wonder why at the end of the day we are out of energy. Become curious, kind and tender with yourself as you would to another. You know what you need; you know what will relax you; you know what areas need balance. Take inventory and build a program to get those things for yourself first and foremost. Once you do, then your excess energy can be used to better the world and others. Helping others first and martyring yourself is not working for anyone.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">When you get up in the morning, first and foremost you should do practices or rituals that bring you joy. Start off feeling good and well. This sets the tone for the day. We are all individual, so what works for you may not work for another. If you honor yourself and your needs first, then a great sense of love and worth becomes your tone. As you move about your day, others will feel this vibration from you. They will treat you kindly because you treat yourself kindly. You are responsible to find and create what you need to have a great day. Nourishing yourself first everyday will allow you to pass on the <span style="font-family: verdana, geneva;">kindness, acceptance and love that you generate in the morning.&nbsp;</span></span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong><br /></strong></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong></strong></font>Lyn Hicks</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Living Green Expert</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4han/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.HarmonyHillGardens.com">www.HarmonyHillGardens.com</a></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong><br /></strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4han/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4han/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4han/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Taking a risk with a galactic-sized endeavor ]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzg2MjZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">When I started SpaceX, a company dedicated to reducing the cost and increasing the reliability of space missions, I'd never been involved in designing anything and had no experience in the aerospace industry. I even ended up pouring in most of the capital from the sale of PayPal. (SpaceX's annual revenue is now over $100 million. In December 2008, SpaceX won a $1.6 billion contract with NASA to re-supply the International Space Station, an international research facility.) &ndash; </span><i style="font-family: verdana, geneva; font-size: medium;">As told to Katy Finneran in 2010</i></div>
<div><i style="font-family: verdana, geneva; font-size: medium;"><br /></i></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Elon Musk</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Cofounder of PayPal and Tesla Motors, founder of SpaceX</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54wa/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54wa/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=54wa/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-family: Verdana; font-size: medium;">Is your business waning? One of my mentors named Richard told me that when business starts to coast, we will probably find that what helped you get started going in the first place is that we stop doing the things that made us successful! We think we are to busy now to pass out business cards, network and advertise. Coca Cola is a huge company, don't they still advertise? Talk to everyone! I just recently started up a conversation with a Walmart employee and discovered she has a son and friends ready to use my business. Turns out she had never heard of me, but after meeting me, she would recommend us to them!</span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font><span style="font-family: verdana, geneva;">Jeff Tussey</span></span></div>
<div><span style="font-size: medium; font-family: verdana, geneva;"><a href="http://www.imnicamail.com/v4/tl.php?p=4esy/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.JeffsDrivingSchool.com">www.JeffsDrivingSchool.com</a></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4esy/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4esy/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4esy/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Radiate confidence with self-love]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwMzV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">In order to love another, you must learn to love yourself first. Sounds clich&eacute; and simple right? How about starting each morning by saying something good and positive about yourself out loud. This is an old Bible technique, What you are doing is speaking things into existence, which brings positivity into your life and future. The more you practice this, the more it becomes second nature to you. And, this will help your self-esteem radiate an enormous amount of confidence within you.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">LaVonya Reeves</span><br /><span style="font-family: verdana, geneva; font-size: medium;"> CEO/Founder, Reboundlovers.com</span><br /><span style="font-family: verdana, geneva; font-size: medium;"> <a href="http://www.imnicamail.com/v4/tl.php?p=4haj/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.reboundlovers.com">www.reboundlovers.com</a></span></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4haj/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4haj/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Calm, relaxed & refreshed? Here's how!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgwMzF8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Learn how to meditate, and practice it every day. It can be as simple as starting to watch your breath. Try this simple exercise:</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Sit in a comfortable chair with your feet flat on the floor. You can also sit cross-legged, if you are more comfortable sitting that way. Close your eyes. Inhale slowly and deeply through your nose, counting slowly to 6. Hold your breath for a count of 3. Then, exhale slowly and completely to a slow count of 6. Hold your breath out for a count of 3.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Do this again: inhale to a count of 6, hold for a count of 3, exhale to a count of 6 and hold your breath out for a count of 3. As you do this deep rhythmic breathing you will become calmer and more relaxed.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Then, forget about the count and just watch your breath. If you need help focusing, you can silently chant "one" as the breath goes in and "two" as it goes out. Don't try to control the breath, just watch it.</span></p>
<span style="font-family: verdana, geneva; font-size: medium;">This simple practice, especially if you do it every day, will aid you to be more calm, relaxed, and refreshed.</span></div>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Laurel Clark</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">President, School of Metaphysics</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4haf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.som.org">www.som.org</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4haf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4haf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">I always tell people to plant as many seeds as possible in their garden of life. Not all of them will grow, but it will be worth all the effort and cultivating when it comes to those that do. And the more you "plant," the better the odds.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Personally, I am always networking and looking to take on more projects and activities, both inside and outside of work. Not everything works out, but I have had some amazing opportunities and experiences because of my efforts.</span></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Kelly Rouba</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4had/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.kellyrouba.blogspot.com">www.kellyrouba.blogspot.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4had/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4had/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4had/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">I started my site back in 2001 to talk about pop culture and my single life in Los Angeles. I never really intended to make money with it. My husband found out the number of readers and realized that if we got advertising, it could support the family. I was very hesitant to do it. I knew that there was going to be a huge backlash in terms of readers thinking that this would change the tone or affect the irreverence that I use in my writing. [Finally] I said, "let's do it"--and it's been a huge success. &ndash; </span><i style="font-family: verdana, geneva; font-size: medium;">As told to Adriana Loeff in 2008</i></div>
<div><i style="font-family: verdana, geneva; font-size: medium;"><br /></i></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Heather B. Armstrong</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder of Dooce.com, a website about motherhood</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54wb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div>
<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=54wb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54wb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Proactively do something to manage your career every day for 5 minutes or less. Here are 5 quick tips to get you started:</span></div>
<div>
<p style="padding-left: 30px;"><span style="font-family: verdana, geneva; font-size: medium;"><b>1. )&nbsp;</b>Send an email to someone you haven't spoken to in awhile. Pick a name out of your Outlook and type 2-3 quick lines. We all know we should be networking more, but it sounds like a big project. It doesn't have to be. Send 1 email a week and that's 50 opportunities for outreach; send 1 a day, and that's over 350!</span></p>
<p style="padding-left: 30px;"><span style="font-family: verdana, geneva; font-size: medium;"><b>2.)&nbsp;</b>Update your LinkedIn status. Did you work on an interesting project, read a good book, attend a conference? Put it in there.</span></p>
<p style="padding-left: 30px;"><span style="font-family: verdana, geneva; font-size: medium;"><b>3.)&nbsp;</b>Set up a Google alert on your name so that you stay vigilant about what's said about you, attributed to you and posted on the Internet.</span></p>
<p style="padding-left: 30px;"><span style="font-family: verdana, geneva; font-size: medium;"><b>4.)&nbsp;</b>Write a <i>Thinking of You</i> card or love letter to your significant other. Hide a note for your kids in their lunchbox. Having solid personal relationships gives you a solid foundation for your career.</span></p>
<p style="padding-left: 30px;"><span style="font-family: verdana, geneva; font-size: medium;"><b>5.)&nbsp;</b>Write down 3 professional wins in the last few months. File this away for your next performance/salary review meeting.</span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Caroline Ceniza-Levine</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Co-Founder, SixFigureStart</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ha6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.sixfigurestart.com">www.sixfigurestart.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ha6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ha6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Reconnect with what makes you feel alive]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTQ5NDh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Having coached and trained thousands of people, my estimate is that only 15-20% of the population is truly aware of what makes them feel alive. That means only 15-20% of the population has any regular access to feeling engaged and inspired. 75-80% of the population has lost touch with what brings them to life. They spend their time &ldquo;getting things done&rdquo; and &ldquo;moving things forward&rdquo;, but with little joy and excitement.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">If you&rsquo;re in this latter camp, my recommendation is to take time (it can be as little as 30 minutes) to reconnect to times in your past when you&rsquo;ve felt really alive. Answer this one question&mdash;</span><b style="font-family: verdana, geneva; font-size: medium;"><i>When have I felt really alive?</i></b><span style="font-family: verdana, geneva; font-size: medium;"> Be specific in your answer. What were you doing? Who were you with? How did it feel? What was the outcome? Your answers to these questions contain the DNA for to how recapture the feeling of aliveness again, and live a richer life.</span></div>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Doug Sundheim</span></div>
<span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4mmk/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.takingsmartrisks.com">www.takingsmartrisks.com</a></span><span style="font-family: verdana, geneva; font-size: medium;">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4mmk/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4mmk/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Ignore the chattering! Set your own course]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzAyMTN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">One day, after some petty humiliation, I came home in tears. My mother sat me down and told me, in a voice that I thought of as her 'telephone voice' (meaning, reserved for grown-ups), that I should ignore the girls [from school]; the only reason they were treating me poorly was because they were jealous of me. Therefore I should ignore the chattering crowds and set my own course.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><br /></strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Sallie Krawcheck</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Former President of Merrill Lynch, US Trust, Smith Barney</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4yel/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">&nbsp;</span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4yel/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4yel/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4yel/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: 3 free organizational apps every mom needs]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzMwNzR8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Here are three free apps that can help every mom organize their busy lives:</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><strong><span style="font-family: verdana, geneva; font-size: medium;">Grocery IQ</span></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><strong><a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.groceryiq.com" style="font-family: verdana, geneva; font-size: medium;">www.groceryiq.com</a></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Making and sticking to your grocery list has never been easier thanks to the Grocery IQ app. With Grocery IQ you can type, speak, or scan grocery items into your list. The list automatically adds your items into categories, and then alerts you if coupons are available for any of your items. Coupons can be sent to your email or sent directly to your printer (if it&rsquo;s wireless). It&rsquo;s free and available for iPad, iPhone or Android!</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><strong><span style="font-family: verdana, geneva; font-size: medium;">Cozi</span></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><strong><a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.cozi.com" style="font-family: verdana, geneva; font-size: medium;">www.cozi.com</a></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Cozi is a calendar app that is made with a mom in mind. It&rsquo;s easy to use, color-coded (for each family member), includes pictures of your sweet little ones, helps you with your grocery list, and offers text message alerts for appointment reminders &ndash; all from one central location! This one&rsquo;s free as well and available on iPad, iPhone or Android.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><strong><span style="font-family: verdana, geneva; font-size: medium;">Evernote</span></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><strong><a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.evernote.com" style="font-family: verdana, geneva; font-size: medium;">www.evernote.com</a></strong></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">If you are trying to stop the paper pile-up from school, Evernote is a fantastic tool! It allows you to clip and save papers in one spot that you can access from your phone or computer. When items come home to us that I might need to reference for our family later (like the cafeteria lunch or recess schedule), I can either take a photo of what I need, or I can scan that item into Evernote and tag it with &ldquo;School&rdquo; for easy reference. This one&rsquo;s free and available on most devices.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Amy Allen Clark</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder of MomAdvice.com &amp; Author of &ldquo;The Good Life for Less&rdquo;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.momadvice.com">www.momadvice.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">&nbsp;</span></div>
<div>
<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=50m2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Eat chocolate and you might be able to curb your cravings? Sounds too good to be true, doesn&rsquo;t it?</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">According to a new study from Denmark, researchers found that when certain participants were given 100g of dark chocolate (as opposed to milk chocolate), they were less interested in eating fatty, salty or sugary foods &ndash; even up to 2 hours after consuming the dark chocolate!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">If you eat milk chocolate, try giving dark chocolate a go. Aim for brands that offer 70% or more cocoa (check the label). If you feel like some chocolate, aim for 2 small squares and this should satisfy.</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Nalisha Patel</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=50ll/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.skinnychickchallenge.com">www.skinnychickchallenge.com</a></span></div>
<div><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=50ll/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=50ll/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Do you regularly floss your teeth in addition to daily brushing? If not, then your cognitive health can be hindered.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">British psychiatrists and dentists did a study on thousands. They found that having inflamed gums and dental disease from lack of flossing and diligent brushing resulted in worse cognitive function during the lifetime &ndash; not just later in life either!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">So, make it an aim to brush and floss daily to keep your brain in great order!</span></p>
</div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Nalisha Patel</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=50lw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.skinnychickchallenge.com">www.skinnychickchallenge.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=50lw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=50lw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Save $5-10 at the grocery store without a single coupon. When you're ready to check out, glance over your cart and remove 3-5 items. It's almost certain that an item you don't need has jumped in with your budgeted items. Our family paid off over $127K of debt in 4 years by making small changes like this one.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Cherie Lowe</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.queenoffree.net">www.queenoffree.net</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=54vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong>Today's Tip</strong></font></span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Instead of power naps, try a using a power chant to help rejuvenate your body, mind and soul. Peace, love, harmony. Meditate on the three word chant throughout your day. In modern society, we embrace various aspects of Chinese culture, from understanding Ying Yang principles, to designing homes using Feng Shui, to referring to Karmic repercussions within our lifetime, to employing "mind over matter.&rdquo; Take it to the next level and revitalize your day with this simple three word chant: Peace, love, harmony.</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Dr. Zhi Gang Sha</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4g7n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.DrSha.com">www.DrSha.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4g7n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Attitude is everything – especially when it comes to productivity!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTQ5NTd8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Have you ever blown up at someone and then thought "why did I get so mad?" It's surprising what a huge waste of energy it is to get upset (or even downright angry) with people who we&rsquo;re not really mad at. All that anger could be curbed if we remember to check in first to see if it&rsquo;s really about &ldquo;us&rdquo; or &ldquo;them.&rdquo; The acronym to remember is HALT:</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">H</b><span style="font-family: verdana, geneva; font-size: medium;">ungry</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><b style="font-family: verdana, geneva; font-size: medium;">A</b><span style="font-family: verdana, geneva; font-size: medium;">ngry/</span><b style="font-family: verdana, geneva; font-size: medium;">A</b><span style="font-family: verdana, geneva; font-size: medium;">nxious</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><b style="font-family: verdana, geneva; font-size: medium;">L</b><span style="font-family: verdana, geneva; font-size: medium;">onely</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"></span><b style="font-family: verdana, geneva; font-size: medium;">T</b><span style="font-family: verdana, geneva; font-size: medium;">ired</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">When you suddenly become upset with someone (a sales clerk, employee, employer, kids, spouse, etc.), it's often because you're experiencing one of the HALT feelings. Feeling upset can also aggravate the HALT feelings. A solution is to HALT when the anger and upset feelings begin, and check in to see if you were already feeling Hungry, Angry/Anxious, Lonely or Tired. Realizing this can take some of the initial charge away and confirm that you're probably not that mad or upset at them at all. And once you confirm the &ldquo;why,&rdquo; you can DO something about it.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Christine Baumgartner</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Dating and Relationship Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4mmt/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.ThePerfectCatch.com">www.ThePerfectCatch.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4mmt/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Start adopting a healthier and more conscious way of life with these three tips for holistic wellness:</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">1.) &nbsp;Suffering from a contagious virus or the flu?</b><span style="font-family: verdana, geneva; font-size: medium;"> Keep an onion on your night stand. If you have one of those nasty colds or the flu and are worried about passing it on to the rest of your family, peel a new onion and put it on your night stand for 1 or 2 nights. The onion will start to absorb the germs from the environment, helping shorten the length of the cold or flu and will prevent others in the room from getting your germs.</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">2.) Nasty Black and Blue?</b><span style="font-family: verdana, geneva; font-size: medium;"> Reduce healing time of hematomas with butter and salt. If you or your kids have a big bump with a nasty looking black and blue (hematoma), mix a tablespoon of butter with a little salt and apply on the bump (making sure to stay away from broken skin). It will reduce the inflammation and the duration of the hematoma much more quickly. My grandmother tried this on me when I was a kid countless times with amazing results.</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">3.)&nbsp; In a bad mood?</b><span style="font-family: verdana, geneva; font-size: medium;">&nbsp; Have some Peppermint! It could be peppermint tea, or you can put the fresh leaves in your favorite dish. Take some time to enjoy its aroma because that is the key to its mood boosting abilities. Some studies have shown that the scent of peppermint improves mood and reasoning in people.</span></div>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Jovanka Ciares</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Holistic Wellness Coach &amp; Nutrition Consultant</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54lv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.jovankaciares.com%2F" target="_blank">www.jovankaciares.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54lv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">"If I had to single out one piece of advice that&rsquo;s guided me through life, most likely it would be from my grandmother, Nellie Molonson. She always made a point of making sure I understood that on the road to success,</span><strong style="font-family: verdana, geneva; font-size: medium;">&nbsp;there&rsquo;s no point in blaming others when you fail.&nbsp;</strong></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">"Here&rsquo;s how she put it:&nbsp;'Sonny, I don&rsquo;t care who you are. Some day you&rsquo;re going to have to sit on your own bottom.'&nbsp;After more than half a century in the energy business, her advice has proven itself to be spot-on time and time again. My failures? I never have any doubt whom they can be traced back to. My successes? Most likely the same guy.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">T. Boone Pickens</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Chairman of BP Capital Management</span></div>
<div><a href="http://www.imnicamail.com/v4/tl.php?p=4u8y/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice"><span style="font-family: verdana, geneva; font-size: medium;"></span><span style="font-family: Verdana; font-size: medium;">www.linkedin.com/today/se/bestadvice</span></a></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4u8y/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4u8y/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4u8y/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4u8y/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Reaching new heights]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzY0Nzh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com"><img src="http://www.other8hours.com/wp-content/uploads/2011/06/RicherLifeTipsEmailBanner01A.jpg" alt="Richer Life" border="0" height="60" width="600" /></a></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">We were contracted in 2003 to capture 360-degree panoramic views from 1,376 feet to support the proposed design of Larry Silverstein&rsquo;s Freedom Tower [to be built at Ground Zero]. I had never had the nerve nor opportunity to [work] at that kind of altitude before. We did not know what the air pressure and lift would be that high up. Five years of research and testing, a huge investment and my pride in this first step in rebuilding the fallen World Trade Center were all at stake. We hit our target height, and when the [balloon] landed 18 minutes later, we were relieved beyond description to see most dizzying and impressive views from the future observation deck of the Freedom Tower. - <em>As told to Alan Farnham in 2007</em></span></div>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Curt Westergard</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">President, Digital Design &amp; Imaging Service, which uses balloons to do high-angle photography of construction sites</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=538m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Start your Friday off on the right foot]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzY0Nzl8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Want to get off on the right foot every day in spite of how you felt when you awoke? Try using gratitude. This is a very simple exercise in which you take a few minutes every day to meditate on what is good and/or working well in your life. Things like your health, financial status, career/employment, intimate relationship, family, friendships, and special talents can all offer something to be grateful for. All you need is a quiet spot where you can be alone and won't be interrupted. Then close your eyes and visualize one or two things you are grateful for. Then put these into words as you tell yourself aloud how truly fortunate you are. This is a real change your perspective exercise, which can help to change one's reality for the better.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Toni Coleman, LCSW, CMC</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Psychotherapist/Relationship Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=538n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.consum-mate.com">www.consum-mate.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=538n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=538n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=538n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=538n/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: The value of persistence in the face of defeat]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDQ5ODJ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The greatest risk I ever took was running against U.S. Sen. Bob Graham in 1998. [Crist lost in a landslide.] I learned that humility is always important to bear in mind. I also learned the value of being persistent and never giving up. If I hadn't taken the risk back then and run for the U.S. Senate, I probably wouldn't be where I am today. </span><i style="font-family: verdana, geneva; font-size: medium;">&ndash; As told to Louis Hau in 2007, when Crist was still governor &ndash; his term ended in January 2011.</i></div>
<div><i style="font-family: verdana, geneva; font-size: medium;"></i><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Charlie Crist</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Governor of Florida</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59su/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs.html">http://www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs.html</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=59su/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
<div><font size="2"><font face="Verdana"><font size="3">&nbsp;</font></font></font></div>
<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=59su/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=59su/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59su/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: 3 questions for happiness]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDQ5NTZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The best advice I ever received came from Clint Williams, an editor at the paper. Near the end of the summer, many of the fellows were figuring out where to focus our job search or weighing job offers. Many of us didn&rsquo;t know what to do next. What would make us happy?</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Clint had a rule of thirds for happiness in life. He told me to ask three questions: Are you happy with your job? Are you happy where you live? Are you happy who you&rsquo;re with (depending on your circumstances that could mean friends, spouse, partner, etc)? If you answer Yes to at least two out of three, you found your spot for the moment. If not, you need to make a change to one of them.</span></p>
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<div><strong style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</strong></div>
<div><strong style="font-family: Verdana; font-size: medium;"></strong><span style="font-family: verdana, geneva; font-size: medium;">Jeff Selingo</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Columnist &amp; Author</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59s4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59s4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Actively manage your career & evaluate new opportunities]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDQ5NTR8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">In my second year at Harvard Business School, I took a career management course because I had no idea what I was going to do upon graduation. At the start of the course, the professor gave me the best advice: That the most important asset I would ever manage would be my career and because of that, I should give it the proper time, attention and investment that it deserved. No other asset I would ever manage would ever come close to the net present value of my career.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">His specific advice was to evaluate my career status about every 18 months. It's 18 months because that's about how long it takes for a person to master a job &mdash; and begin to look for new challenges. Either you find those challenges in the existing job or you have to and find new opportunities. Regardless, that regular evaluation keeps you honest about managing your career, rather than passively going along with the situation that you are currently in.</span></div>
<div><strong style="font-family: Verdana; font-size: medium;"><br /></strong></div>
<div><strong style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</strong></div>
<div><strong style="font-family: Verdana; font-size: medium;"></strong><span style="font-family: verdana, geneva; font-size: medium;">Charlene Li</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founding Partner at Altimeter Group</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59s2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=59s2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59s2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Savings advice from a busy mother of two]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDQ5MzF8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">From a busy mother of two who understands the financial strain that many families face, here are three savings tips on food and dining out:</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">1. Plan meals around savings.</b><span style="font-family: verdana, geneva; font-size: medium;"> If you find a fantastic coupon, don't dismiss it simply because the item is not usually on your list. Planning your meals at the same time as reviewing coupon offers and store circulars lets you take advantage of really great deals &ndash; and you get to try new recipes. Many savvy cooks create meal plans based on what the stores advertise that week.</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">2. Make a list of essentials and stick to it.</b><span style="font-family: verdana, geneva; font-size: medium;"> This will keep you on task and on budget, and it will help you avoid making unnecessary purchases that you can avoid. For instance, according to a 2012 survey by <a href="http://www.imnicamail.com/v4/tl.php?p=59rf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.accountingprincipals.com%2Fabout%2Fpress-room%2FPages%2F20120130_2.aspx">Accounting Principles</a>, 50% of the American workforce spends approximately $1,000 a year on coffee and 66% buy their lunch instead of packing it, costing them an average of $37 per week &ndash; nearly $2,000 a year. Simply adjusting these spending behaviors like these can save thousands of dollars!</span></div>
<div><b style="font-family: verdana, geneva; font-size: medium;"><br /></b></div>
<div><b style="font-family: verdana, geneva; font-size: medium;">3. Eat for free.</b><span style="font-family: verdana, geneva; font-size: medium;"> Kids eat free (my three favorite words)! Many chain establishments have proven the old adage of no free lunch (or dinner) wrong, especially if you have kids. Full service chain restaurants continue to offer some pretty sweet deals in the form of kids-eat-free promotions. Seek these opportunities out in your area.</span></div>
<div><strong style="font-family: Verdana; font-size: medium;"><br /></strong></div>
<div><strong style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</strong></div>
<div><strong style="font-family: Verdana; font-size: medium;"></strong><span style="font-family: verdana, geneva; font-size: medium;">Lisa Reynolds</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Personal Finance Author, Radio Host &amp; Mom Saver-in-Chief</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59rf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.redplum.com">www.redplum.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: Verdana; font-size: medium;"><span style="font-family: verdana, geneva;">I</span>'m looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=59rf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59rf/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Your dentist can provide a list of foods to steer clear of if you're looking to avoid cavities, staining, and enamel loss. But did you know there are certain foods you can eat that will actually help keep your mouth healthy? Incorporate these foods into delicious recipes to ensure you receive a healthy report during your next trip to the dentist.</span></div>
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<ul>
<li><span style="font-family: verdana, geneva; font-size: medium;">To avoid cavities and plaque, try </span><b style="font-family: verdana, geneva; font-size: medium;">shiitake mushrooms</b><span style="font-family: verdana, geneva; font-size: medium;">. They prevent oral bacteria from creating dental plaque.</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">For white teeth, eat </span><b style="font-family: verdana, geneva; font-size: medium;">pineapple</b><span style="font-family: verdana, geneva; font-size: medium;"> and </span><b style="font-family: verdana, geneva; font-size: medium;">vitamin C</b><span style="font-family: verdana, geneva; font-size: medium;">-rich foods. These act as natural "whiteners."</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">For healthy gums, try wild </span><b style="font-family: verdana, geneva; font-size: medium;">salmon</b><span style="font-family: verdana, geneva; font-size: medium;">. It contains Omega 3, which reduces inflammation. You can also add</span><b style="font-family: verdana, geneva; font-size: medium;"> basil</b><span style="font-family: verdana, geneva; font-size: medium;"> to your food, a natural antibiotic which reduces mouth bacteria.</span></li>
<li><span style="font-family: verdana, geneva; font-size: medium;">To prevent enamel loss, eat more <b>quinoa, onions and broccoli</b>. Quinoa is calcium-rich, which is good for your bones and teeth. Onions, which contain sulfur compounds may kill streptococcus bacteria can cause tooth decay. Broccoli is filled with iron, which may create a protective barrier, shielding teeth from acidic foods and drinks.</span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></li>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Nutritionist Karen Krchma &amp; Dr. Shawn Frawley</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The American Academy of Cosmetic Dentistry (AACD)</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59q4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.aacd.com%2Fsmilerecipes">www.aacd.com/smilerecipes</a></span></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59q4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">We've all heard of needing to take a mental health day.&nbsp; The problem is that most people do it once they've already gotten so stressed, they just can't go into work and be productive (or, they've gotten themselves sick). They take the day off, but just "crash," and often don't feel much better about going into work the next day. &nbsp;To really reconnect with yourself and recharge, follow these three steps when planning your next mental health day:</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">&nbsp;1.) Make a list of 20 sensory memories from childhood. These are early memories based on your five senses, such as the smell of cut grass, the taste of grilled cheese, the sound of leaves crunching, or the wind in your hair as you ride a bike. Recall sensory memories that make you feel good.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">2.) Schedule a day off ahead of time &ndash; sometimes months out.&nbsp; Keep that day sacred, and make no other commitments&nbsp;</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">3.)&nbsp; Spend the day doing as many of those things that you&rsquo;ve recalled from your sensory memory as possible. The things that pleased us during childhood are often highly accessible, free, and easy to incorporate into our daily lives if we just thought about them more often.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Neurologically, this process is an efficient route to tap into your mind's "map" of experiences that hold positive associations for you, giving you a tailored physical and emotional boost.&nbsp; Once a year, it&rsquo;s a day well-spent that you'll come to look forward to. Just making the list of memories can be helpful in giving you insight into what innately floats your boat.&nbsp; Look for patterns.&nbsp; Are your top 20 solitary or interactive activities?&nbsp; Are they outdoors?&nbsp; Creative?&nbsp; Safe?&nbsp; Visual?&nbsp; How do you incorporate these overarching themes into your life?&nbsp;</span><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Helene Laurenti, Ph.D.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Licensed Psychologist</span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Attitude – the forgotten, affordable accessory]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDQ2MzN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Good news for all you budget conscious fashionistas. There is an accessory that stays in fashion and never goes out of style. What is this fabulous accessory? Attitude. Attitude has to be the most overlooked and underrated accessory available to each and every person from all walks of life. Here is some more fashionable news hot off the press: a positive attitude doesn&rsquo;t cost a dime &ndash; however its impact is priceless. Another savvy reason to add a positive attitude to your ensemble: it can make you look like a million bucks.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Think about it! Maybe you don&rsquo;t have the budget right now to indulge in couture or douse yourself in Dior &ndash; it&rsquo;s okay because this cost effective accessory will make you stand out more than any pair of Jimmy Choos.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">On the other hand, what if you are dressed to kill but have accessorized yourself with an unwelcoming, unapproachable or overall bad attitude? While it won&rsquo;t get you on the famed Blackwell&rsquo;s Worst Dressed list, beware as it may get you on another list that cannot be so easily rectified by your stylist.</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Kimberly Anderson</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Lifestyle Expert, Host</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=59j5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.KimsCloset.tv">www.KimsCloset.tv</a></span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">After nearly losing my job due to tardiness and procrastination, I realized that my being late was selfish and completely disrespectful. I was the one who needed to get my butt in gear and manage my time better. I learned it is not that you don't have enough time, it's that you don't value others' time over your own. If you fear you're going to be late for work, don't try to do that one last chore before leaving home, and don't try to get that last 5 minutes of sleep that likely makes you more tired anyway. Stop apologizing and making excuses for being late, keep your mouth shut and feel the burn and shame. If anything, that will help you realize how much you have control over the situation.</span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Aleena Prek</span></div>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></span></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=59iv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=59iv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=59iv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">I received some great advice from Marshall Goldsmith, one of the preeminent authorities in the field of leadership. He told me this: &ldquo;If you want to be an effective leader, listen to and accept with humility the feedback that comes from your team."</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">The most fundamental commitment you have to make as a leader is to humbly listen to the input of others, take it seriously, and work to improve. Again, it sounds simple, but it&rsquo;s not easy. Leadership, as Marshall always says, is a contact sport, and one has to constantly ask for and respond to advice from colleagues so you can improve.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Jim Kim</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">President at The World Bank</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ukb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ukb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4ukb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ukb/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The best advice I&rsquo;ve ever received was from my father when I was 12 years old and willing to listen. He told me that with my personal characteristics, I could, if I set my mind to it, do anything I chose.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">This advice instilled in me a great sense of confidence, and despite the fact that sometimes I was a little nervous, I stepped out and did what I wanted to do when I wanted to do it. I think it really often is up to the parents to help build confidence in their children. It is a very necessary part of growing up.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Martha Stewart</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder of Martha Stewart Living Omnimedia</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4uk8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Raise your emotional IQ by becoming a better listener. In order to do this, you only need to learn a few new steps. The first is to maintain good eye contact when someone is speaking to you. The second is to listen deeply, and offer a nonverbal signal or two that you hear them. This could be a head nod, raised eyebrow, or a smile/frown in response to something they have said. Next, use reflective listening to let them know you were paying attention. This is a technique where you paraphrase their communication as you repeat it back to them. If you make a conscious effort to do this in your intimate, family, business and social relationships, you will experience a positive difference in how others relate and respond to you.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Toni Coleman, LCSW, CMC</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Psychotherapist/Relationship Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.consum-mate.com">www.consum-mate.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4uk7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Have you ever been at a dinner party where the host so kindly offers you a big slice of her homemade cheesecake (or the equivalent) for dessert, but you don&rsquo;t know what to do?</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Which option would you take?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>1.)</b> Do you refuse and state you are cutting back on sugary, fatty foods?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>2.)</b> Do you accept it and devour the whole lot, as it&rsquo;s rude to turn down your guest?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>3.)</b> Do you politely say you are full and will just have a sliver/small slice to try it out?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">If you answered option 2, you may be in trouble!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Option 3 is your best bet. Without offending your host (like option 1), you get to sample her dish. You also take responsibility for your own health and wellness and assertively handle the situation.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">At the end of the day, it&rsquo;s your body and you are responsible for what you put in it. Now, if you actually WANT to choose option 2, that&rsquo;s a whole different story!</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Nalisha Patel</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.skinnychickchallenge.com">www.skinnychickchallenge.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4uk5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Spend the last 15 minutes of every day organizing your office. Tomorrow is a new day, and you may not work on the same projects. When you remember to always put items in the same place, you will be confident that you can find them when you need them. This includes documents as well as supplies. You need 2 filing systems &ndash; one for more permanent files and one for action items. Establish a place for everything and put everything in its place. You will feel better about yourself and have more energy to tackle the day ahead when you start each day with a clean desktop.&nbsp;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Eileen Roth</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Author, <i>Organizing For Dummies</i></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><i></i><a href="http://www.imnicamail.com/v4/tl.php?p=4uk2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.everythinginitsplace.net">www.everythinginitsplace.net</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4uk2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Keeping a healthy mind, body and spirit is such an important factor for everyday living. Let&rsquo;s make implementing a healthier lifestyle easy to follow and realistic for everyone.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Starting the day with squeezed lemon in water will jumpstart detoxification. Being conscious of choosing water over sugar-laden, artificial beverages takes some awareness. Food preparation is key to staying on target with healthy eating and not binging when one is starving. Quick meals are doable (and can be healthy as well), but it starts with a plan that skillfully manages your time and energy. Crockpots and homemade soups are miracle workers that can be eaten for several days. Healthy snacks such as Beanitos or Kale chips can satisfy one&rsquo;s cravings.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">If we remember to balance meals and be conscious of portion size, then deprivation will not be part of one&rsquo;s regime. Balanced meals are ones with a complex carbohydrate, protein, healthy fat, fiber and minerals. Avoidance of artificial sweeteners, preservatives, antibiotics in animal protein, cheese, milk products, processed foods loaded with sodium and nitrates, genetically modified anything and pesticides from conventional products is all unhealthy food. Ask yourself, what&rsquo;s this food going to do for me?</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Nancy Guberti, M.S., C.N.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div>
<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4uk0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4uk0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><font face="Verdana">To keep away negative thoughts, silently sing the ABC's to yourself. It sounds silly, but it's very hard for the brain to do two things at once. With life's stresses and challenges, sometimes we sing a negative "song" in our minds with lyrics worse than the most depressing country song. Verse after verse, we tell ourselves all the reasons we could fail, ruminate over past mistakes, lament over why we are not good enough. These negative mind songs seriously limit our potential. Sure, we can try to rationalize the thoughts away, but sometimes the rationalization can be a form of indulging the negative thoughts - not stopping them. We need to stop them cold. So, the next time you have a negative mind "song" propelling you toward total deflation, just stop it. Change the song your mind is singing. I like the ABC's because we all know the song, it's easy to repeat and you don't have to try to remember the lyrics. Simply sing it in your mind until the negativity is gone. You'll find it really doesn't take that long to change your course of thoughts. And, you may even accomplish more of your goals.</font></font></div>
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<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
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<div><span style="font-size: medium;"><font face="Verdana">Michelle Moore</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4akc/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.MichelleMooreOnline.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4akc/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.MichelleMooreOnline.com"><font face="Verdana">www.MichelleMooreOnline.com</font></a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4akc/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com"><img src="http://www.other8hours.com/wp-content/uploads/2011/06/RicherLifeTipsEmailBanner01A.jpg" alt="Richer Life" border="0" height="60" width="600" /></a></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><strong><br /></strong></font></div>
<div><font face="Verdana" size="3"><font face="Verdana">Most people start with today and work forwards when it comes to planning. I, however, start with where I want to be, then work backwards. When I described this to my sister I had her look at where she wants to be in 20 years and work her way backwards. We took it to the extreme at KIPP Houston High School, asking the kids how many of them want to retire one day. Then, we asked them if they wanted to have kids. Did they want to help their kids go to college? Did they want a house? Did they want furniture in the house? We kept working backward, and helped them realize that college was not a goal; it was merely one step of many along the way. This approach can apply to everyone at every stage of their life. And it truly puts priorities in perspective.</font></font></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
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<div><span style="font-size: medium;"><font face="Verdana">Mandy Williams</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.redandblackbooks.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.redandblackbooks.com"><font face="Verdana">www.redandblackbooks.com</font></a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ake/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div>
<div><span style="font-size: medium;"><font face="Verdana">We often have feelings like fear, resentment or trepidation when confronting a problem. This muddies the water and makes us less effective in finding solutions. Try taking the emotion out of the situation. If this is difficult, it helps to write down your feelings in one column and the problem itself (what you need to remedy/change/create) in another. It assists in focusing the mind on what is important and what needs to be done, without the emotion involved.</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Heather Tuffek</font></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><font face="Verdana">Persistency and consistency will drive away your fears and develop a positive, can-do mind set. Nothing is as bad as you think it is; nothing is as good as you want it to be. Do your best, stifle fear and you with achieve.</font></font></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
<div>
<div><span style="font-size: medium;"><font face="Verdana">Richard Soscia</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.summitfinservices.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ak0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.summitfinservices.com"><font face="Verdana">www.summitfinservices.com</font></a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak0/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Take an "adult recess"]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0xOTkzMTF8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><font face="Verdana">Take an "adult recess" - a grown-up version of snack time at school, where kids take a break from their studies and play. They get nutrition, exercise and have fun while they are recharging their physical and mental batteries. It's ironic that when you're a kid, you think of time-out as a punishment. When you grow up, time-out becomes an elusive dream. Take a time-out, have an adult recess and recharge your day!</font></font></span></div>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font>
<div><span style="font-size: medium;"><font face="Verdana">Mandy Williams</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.redandblackbooks.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ak7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.redandblackbooks.com"><font face="Verdana">www.redandblackbooks.com</font></a></span><font face="Verdana" size="3"><strong></strong></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ak7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div>
<div><span style="font-size: medium;"><font face="Verdana">You can live your best life now by using "afformations." No, that's not a misprint. Afformations are empowering questions (not "affirmations") that immediately switch your subconscious thought patterns from negative to positive. For example, instead of asking <b><i>Why am I so broke?</i></b> (a disempowering question), you can afform <b><i>Why am I so rich?</i></b> (an empowering question). The simple process of forming empowering questions will force your brain to focus on what's RIGHT in your life, rather than what's wrong.</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">&nbsp;</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Noah St. John</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.NoahStJohn.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.NoahStJohn.com"><font face="Verdana">www.NoahStJohn.com</font></a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ak8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Sleep peacefully, with these 5 tips!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0xOTkzMDV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div>
<div><span style="font-size: medium;"><font face="Verdana">1.) A great way to sleep better is to avoid work emails and anything work related about an hour before bedtime. This way you can unwind and drift off to sleep easier.</font></span></div>
<font face="Verdana" size="3"><font face="Verdana" size="3">
<p><font face="Verdana">2.) A small dosage of magnesium and calcium at bedtime can help with sleep quality (check with your doctor first so that you take the right amount for you). </font></p>
<p><font face="Verdana">3.) Turn down the lights and avoid watching stressful TV shows or reading stressful news articles prior to bed; these will keep you too riled up for sleep. </font></p>
<p><font face="Verdana">4.) Make it a point to take frequent short breaks throughout the day at work to help keep your energy levels up and de-stress. **By taking 5 to 10 minute walks, you can boost your energy levels. </font></p>
<p><font face="Verdana">5.) Taking caffeine may seem like a good idea, but it'll just lead to an energy crash later in the day. Aim to get plenty of rest and take breaks and exercise to help with energ<font size="3">y</font></font></p>
</font></font>
<div><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></div>
<div><span style="font-size: medium;"><font face="Verdana">Dr. Julie T. Chen, M.D.</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Integrative Medicine Physician</font></span></div>
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<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.makinghealthyez.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.makinghealthyez.com"><font face="Verdana">www.makinghealthyez.com</font></a></span><font face="Verdana" size="3"><strong></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ak1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: The time is now to do something life-changing!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0xOTkzMDJ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><font face="Verdana">In 2013, if your goal is to be fearless, powerful and self-expressed, then do something that makes you uncomfortable or freaks you out at first thought. I took a solo cruise in 2010. It was the best thing I've ever done to boost my confidence and self-esteem. Traveling solo is empowering and helps in other areas of your life - from work, to relationships, to pursuing hobbies. In order to get what you've never had, you have to do things you've never done. The time is now to do something life-changing!</font></font></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font>
<div><span style="font-size: medium;"><font face="Verdana">Rasheda Kamaria</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Chief Empowering Officer, Empowered Flower Girl</font></span></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<div><font face="Verdana" size="3">Life will not give you what you qualify for; it will only give you what you fight for. Knowledge informs you to make the right choices. Moreover, do not just go to school, seek to educate yourself always. Educating yourself in the school of life is the only way to acquire the needed knowledge that can equip you with the needed tools and weaponry to fight your way to posses what you desire. And be always ready for opportunities, because they are always knocking at our door.</font></div>
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<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
<div><font face="Verdana" size="3">Victor Kwegyir<br /><a href="http://www.imnicamail.com/v4/tl.php?p=4ajk/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.vikebusinessservices.com">www.vikebusinessservices.com</a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-size: medium;"><font face="Verdana">Most of us know that when we are yawning and feeling like we can't keep our eyes open, it's time to sleep. But sometimes, we look at the clock during these episodes and it's only 2pm.&nbsp;</font>Even if we are tired, if it is the middle of the day and we are still at work, we may not have the option of going to sleep. So, how can we increase our energy in order to remain productive during our day?</span></div>
<p><span style="font-size: medium;"><font face="Verdana">In the past, you may have reached for something sweet. We naturally crave these foods when we are tired because our body knows we need glucose as a quick fuel source. But although sugar is easily utilized, it does not create lasting energy.&nbsp;</font>In fact, with sugary foods, energy tends to spike but then drops precipitously. We usually end up more tired and hungry than before we ate the sugary food. So, what can we do to increase our energy in a healthier way? Just remember to H.O.P.</span></p>
<p><span style="font-size: medium;"><font face="Verdana"><b>Hydrate:</b> Our body needs water to function. If we are dehydrated, we tend to have less energy and sometimes thirst can be misinterpreted as hunger. So, by hydrating our body regularly with water, we have a steadier stream of energy. Along with the energy, we may even lessen over-eating by eliminating thirst, which may be misconstrued as hunger.</font></span></p>
<p><span style="font-size: medium;"><font face="Verdana"><b>Oolong or Green Tea:</b> If you really feel that you need caffeine but want to make sure that you can sleep at night, try oolong (a type of black tea) or green tea which has a fraction of the caffeine in coffee while providing polyphenols, amino acids, minerals, vitamins, and flavonoids that naturally boosts your energy.</font></span></p>
<p><span style="font-size: medium;"><b><font face="Verdana">Protein: </font></b><font face="Verdana">The mid-afternoon energy drop can frequently result from consuming a carbohydrate-heavy lunch. So, it's crucial that the food we eat at lunch is more protein-heavy, preferably in the form of plant proteins.&nbsp;</font>Plant-proteins such as legumes and soy provide phyto-nutrients and minerals that help our body run efficiently and are more anti-inflammatory than many processed carbohydrates or animal proteins.&nbsp;A non-specific symptom of elevated inflammation in the body is fatigue. Therefore, eating plant-based proteins help our bodies achieve a less inflamed state while providing our body with the nutrients it needs to perform vital functions. All of this translates into less fatigue.</span></p>
<p><font face="Verdana"><span style="font-size: medium;">These three simple steps (with the acronym H.O.P. to help you remember) are meant to help you achieve more energy in a healthier way. If you implement these steps, you may not be as tempted by sugary foods. The ultimate goal is to provide you with energy, without jerking your body into high gear then dropping your energy lower than before. The healthier alternatives should get you HOPping along to more productive afternoons.</span> <br /></font></p>
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<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
<div><span style="font-size: medium;"><font face="Verdana">Dr. Julie T. Chen, M.D.</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Integrative Medicine Physician</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ajp/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.makinghealthyez.com"><font face="Verdana">www.makinghealthyez.com</font></a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4ajp/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3">&nbsp;</font></font>
<div><span style="font-size: medium;"><font face="Verdana">Many Americans are "making do with less." For millions, that means living&nbsp;</font>life as an unemployed person--sometimes, for a long time. Many have given up&nbsp;hope of finding work in their chosen field. But that search could be a&nbsp;dead-end-like a mouse seeking more cheese down the same hole.</span></div>
<font face="Verdana" size="3"><font face="Verdana" size="3"><font face="Verdana" size="3">
<p><font face="Verdana">I suggest another way by taking a long, probing look inside. Ask yourself&nbsp;</font>not what you have done, but what you can do? Re-discover what you love to&nbsp;do--whether or not you've ever made money doing it. Then, take concrete steps&nbsp;toward rebuilding a life. Redo your resume into one tight, beautifully&nbsp;formatted page. The web abounds with free on-line help. Next: get physically&nbsp;fit. Eat less: walk more. Then, network like crazy. According to the&nbsp;best-selling and super-savvy book on job hunting, called "What Color is Your&nbsp;Parachute?" nearly 50% of all jobs are obtained through networking with&nbsp;friends, family, former bosses, doctors, hairdressers-anybody who knows you.&nbsp;All are your potential ambassadors.</p>
<p>Many schools offer free courses in business and communication skills. Stop&nbsp;sending out fruitless on-line resumes, waiting for lightening to strike.&nbsp;Instead, "work the collective room" and watch things happen. What better way&nbsp;to start a new year, than to jump-start a new life!?<font face="Verdana" size="3"><b></b></font></p>
<font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font> </font></font></font>
<div><span style="font-size: medium;"><font face="Verdana">Barbara Laskin</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Laskin Media, Inc.</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4ajv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.laskinmedia.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4ajv/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.laskinmedia.com"><font face="Verdana">www.laskinmedia.com</font></a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Every day an hour is a blessing]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0xOTkyNzZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><font face="Verdana" size="3"><br /></font></div>
<div><font face="Verdana" size="3">Attending a seminar, I learned that the only person who determines my mood is me. If I am determined to have a good day, I will. The only person who can make me angry or put me in a foul mood is me. Also, I am the only person who can make me happy. If I decide to be happy, I am. We all get to choose our mood and attitude. We must simply refuse to let others adversely affect our mood. The only person who determines how I feel is me. I have the power and ability to refuse to allow others to put me in a foul mood. Every day and hour is a blessing. We must look for the good and exploit it. Try it, it does work.</font></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font>
<div><span style="font-family: Verdana; font-size: medium;">Michael Swain</span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4aj8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<div><font face="Verdana" size="3">Some people yo-yo diet so much that when they are asked to add up all the weight that they have lost in their lifetime, they find that they have lost more than they currently weigh, and they currently weigh more than they did when they started to diet.<br /><br />In order to keep pounds from finding you again once you have lost them, you need to burn about 500 calories a day above what you would burn if you spent the day in bed. Exercise will do it, but the overwhelming majority of people don't like exercise and either won't do it all, or try a little and then give it up.<br /><br />The way out is to walk. If you walk 10,000 steps a day you will burn those 500 extra calories. Walking is good because everybody will do it, it's inexpensive (you just need a pedometer), you can do it all at once or spread it out in little bits throughout the day, and you don't have to take a shower afterwards. Start slowly, add a few hundred steps per day each week and before you know it, you'll be walking 10,000 steps and maintaining that weight loss.</font></div>
<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font>
<div><span style="font-size: medium;"><font face="Verdana">Mike Schatzki</font></span></div>
<div><span style="font-size: medium;"><font face="Verdana">Author of "The Great Fat Fraud"</font></span></div>
<div><span style="font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4aj4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.greatfatfraud.com" _wpro_href="http://www.imnicamail.com/v4/tl.php?p=4aj4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.greatfatfraud.com"><font face="Verdana">www.greatfatfraud.com</font></a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4aj4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4aj4/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: To have an extraordinary life, create extraordinary moments]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzg2MTV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">To have an extraordinary life, create extraordinary moments. To create an extraordinary experience, you just need to stop, take a breath and metaphorically "frame" the moment.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">For example, if you&rsquo;re running out the door late for a meeting or work, don&rsquo;t half-heartedly wave goodbye to your wife. Instead, stop for a second, look her in the eye and give her a warm, loving kiss.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Another example is to literally stop and &ldquo;smell the roses.&rdquo; Don&rsquo;t hastily rush by your neighbor&rsquo;s rose bush during your morning walk. Take a moment to stop, inhale deeply, look up at the sky and enjoy the moment.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">If you can incorporate at least three extraordinary moments into your day, you&rsquo;ll begin to appreciate your newly discovered extraordinary life.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Sherry Richert Belul</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54vz/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.simplycelebrate.net">www.simplycelebrate.net</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=54vz/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54vz/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: A quick morning musing]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzg2MjR8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Live every day like it is your last, because one day you will wake up and be right. Smile, live in the moment and have a terrific day!&nbsp;</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Jerry Grodesky</span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Incorporating healthy, plant-based protein into your diet]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzg2MTJ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<div><span style="font-family: verdana, geneva; font-size: medium;">One big problem with most high-protein diets is that they encourage eating a lot of red meat and dairy. In fact, most people think they must consume slabs of beef, bacon by the pound and chug gallons of milk. Why is that bad? Because of the high amount of saturated fats in these foods. Saturated fats are linked to heart disease, stroke, and colon cancer, which are among the biggest killers in America.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Healthy proteins come from plant sources, but they don&rsquo;t contain the dangers of saturated fats. By adding brown rice along with various types of beans and nuts to your diet, you can get plenty of protein without the risks of heart disease and strokes. Plus, per calorie, plant-based protein sources pack tons more vitamins and minerals.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">So be careful with high-protein diets. Losing a few pounds may not be worth it if you consider the increased risk of death from heart disease, stroke and cancer. Choose plant-based protein sources for a healthier body you can live with.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Christopher Burton, MD</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54vw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.christopherburtonmd.com">www.christopherburtonmd.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">As a single mom with five kids, a successful entrepreneur, and a busy author, having the time, money or patience to care for my skin with expensive, high-end products is not an option. Inexpensive products that I&rsquo;ve integrated into my daily regime are baby oil and petroleum jelly. Baby oil easily replaces shaving cream for your legs and will make your skin extremely soft. You can also use a dime-amount of it in your hair if your ends are splitting, enhancing the benefits of your conditioner immensely. Petroleum jelly keeps feet and hands from chapping and will help mend any skin that&rsquo;s already chapped. It also prevents stretch marks when rubbed on pregnant women&rsquo;s tummies.</span></div>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Laura Wellington</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54w7/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.thefourstardiet.com">www.thefourstardiet.com</a></span></div>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">10 unique tips for weight loss &amp; optimum health</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">1.) Drink Water. Dehydrated cells slow down. Slow cellular function means a slower metabolism, which results in weight gain.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">2.) By eating protein with every meal, you'll release the hormone Glucagon that releases fat from fat cells to be used for energy.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">3.) Hot peppers such as jalapenos have a compound that prompts cells to burn stored fat by raising your metabolic rate by 25%!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">4.) One secret to losing fat? Stop eating at night. Late night snacks disrupt the natural fat burning state of ketosis that happens at night. No late night snacking will allow your body to breakdown more fat.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">5.) Even if you changed nothing else about your diet, eating half a grapefruit before each meal may help you lose up to a pound a week! A compound in the tangy fruit can lower insulin, a fat-storage hormone, and that can lead to weight loss.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">6.) Resveratrol, the famed antioxidant found in grape skin, stops fat storage.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">7.) Healthy fats jump start the body's production of Leptin, a hormone that increases fat burn.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">8.) Cut out just one can of coke/day, and you will lose 14.5 pounds/year.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">9.) If you are not drinking enough water, your kidneys are not functioning properly &amp; the liver takes over &ndash; letting go its role in fat burning.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">10.) Cruciferous vegetables &ndash; such as broccoli, cauliflower, brussels sprouts and kale &ndash; contain specific phytonutrients that burn belly fat.</span></p>
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<div><font face="Verdana" size="3"><span>&nbsp;</span></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Lori L. Shemek, PhD, CLC, NC</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Health Expert &amp; Best-Selling Author of <i>Fire-Up Your Fat Burn!</i></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><i></i><a href="http://www.imnicamail.com/v4/tl.php?p=4q8q/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.dlsHealthWorks.com">www.dlsHealthWorks.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4q8q/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: 4 actions to make you happier at work]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTY4NTF8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">4 Actions to Make You Happier At Work:</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;"><b>1. Routinize tasks. </b>Developing routines for tasks you do the most frequently creates a pattern<b> </b>in your brain, resulting in spending less time and attention on that task. Extra time = happier!<b></b></span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>2. Embrace challenging assignments or stretch projects that leverage your strengths. </b>The project that seems overwhelming or the quest for a promotion &ndash; challenging<b> </b>work can be fraught with anxiety. However, challenge often results in flow,<b> </b>the optimal state between too much stress and boredom and a main driver of<b> </b>human happiness. Go with the flow = happy!<b></b></span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>3. Turn off your email notification alarm.</b> Turn off the notification that alerts you to a new email message by pinging, moving your cursor or a pop-up message. When you turn off this incessant interruption, you take back control of your time, and control has been shown to be an important aspect for happiness.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>4. Say yes.</b> Traditionally, we are told to be happier we need to say no more often. But to be happier at work we need to say yes more often, with this caveat: when you say yes, say it with full understanding of what you are saying and how this yes will make you happier.</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Carson Tate</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Founder and Principal, Working Simply</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4o3f/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.workingsimply.com">www.workingsimply.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Leftover wine? Don't throw it out!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTY4NDh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Would you throw a dollar bill into the garbage? Throwing away the last 4 ounces of a $10 bottle of wine is like throwing $1.16 away.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">If you find yourself with leftover wine and think you won't use it before it spoils, don't throw it away! Instead, save it for cooking and store it in the refrigerator, which greatly slows spoiling. Even after a few months, while wine might not be up to drinking quality, it is perfect for recipes. And most recipes only call for 1/4-1 cup of wine anyway, so it&rsquo;s great to have a bit on hand. It comes in handy when you need a small amount of wine for a recipe but don't want to open an entire bottle.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Also, if you open a bottle and don't like it, it&rsquo;s still great for cooking. Not sure how to cook with wine? It&rsquo;s great for infusing flavor into beef and lamb marinades (red wine) or poultry (white wine). You can also use it to deglaze the pan after searing meats and vegetables to make a sauce.</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Michelle Dudash, RD</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Author, <i>Clean Eating for Busy Families</i></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><i></i><a href="http://www.imnicamail.com/v4/tl.php?p=4o3c/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.michelledudash.com">www.michelledudash.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Need help getting up to speed? Read a book!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yNDIzODl8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Everyone can read a book. Some read two books on a topic. Several read three books ... As a general rule, to get up to LinkedIn speed on any topic, read five books.</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">By now (four books) you have figured out exactly how dumb you are. So, the fifth book can be anything that floats your LinkedIn boat, say, Kent Osband's hugely under-rated 'Iceberg Risk.' (I can just hear Taleb screaming, "Tom, they really should read my 'Anti-fragile' or at least 'Dynamic Hedging' as the fifth book.")</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Get past the one-book and on to the next topic habit. Do the Rule of 5. All of these 'risk' books are important. Taken together, they get you to the power of not 1, not 2, not 3, not 4, but, rather 5 ... books. Discuss.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Tom Keene</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Editor-at-Large for Bloomberg News &amp; Host of Bloomberg Surveillance</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=57st/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.linkedin.com%2Ftoday%2Fse%2Fbestadvice">www.linkedin.com/today/se/bestadvice</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=57st/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Whenever you find yourself frustrated that once again you&rsquo;ve chosen the wrong line at the supermarket and things are going slow, remind yourself to find compassion for the person who is having trouble checking out. There is a reason they are having a problem, and if you approach the situation with compassion for them, I guarantee you will be less stressed about how long it will take you to get through the line. If you can't find compassion in the situation, the next best thing is to find the humor in it. Accepting that this is just one of those things that happens makes it easier to wait without stressing out too much.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Jennifer Hancock</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Humanist Life Skills Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=57sn/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.humanisthappiness.com">www.humanisthappiness.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=57sn/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=57sn/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">"How we spend our days is, of course, how we spend our lives." Annie Dillard</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Take out a piece of paper and write down the things that are most important to you. These are your priorities, your values, and the things that bring meaning, excitement and fulfillment into your life.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Next, write down the way you spend the majority of your time. Likely categories will include work, watching TV, housework, etc.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Now, compare the two lists. If the way you spend the bulk of your time doesn't support the items on your first list, make some changes. Now! They don't have to be big, sweeping changes. Just make sure that what's important to you shows up on your calendar from time to time.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">We can say that we don't have time today for the things that are important to us and that we'll do them later. But, that is how whole lives go by without fulfillment and joy. Today is the day to take charge of our lives.</span></p>
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<div><strong style="font-family: Verdana; font-size: medium;">Today's Richer Life Contributor</strong></div>
<div><strong style="font-family: Verdana; font-size: medium;"></strong><span style="font-family: verdana, geneva; font-size: medium;">Erin Baebler</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=57s5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.magnoliaworkshop.com">www.magnoliaworkshop.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=57s5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=57s5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=57s5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Lose your EGO. It has no place in business and will only hold back your company and your own personal growth. In the early days of Sweet Leaf Tea I was more concerned about being right than "winning.&rdquo; I would have never admitted it and probably didn't even know it at the time, but my lack of experience and insecurity around it kept me from hiring and listening to people smarter and more experienced than me. Now I love being challenged by my management team.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Clayton Christopher</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Co-founder and board member, Incubation Station</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=57s9/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.theincubationstation.com">www.theincubationstation.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=57s9/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=57s9/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font><span style="font-family: Verdana; font-size: medium;">&nbsp;</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">Have a plan and set a daily goal to live a better life. If you feel stuck in a rut, make a plan to get out. If your finances are low, spend less and save more. If you feel un-attractive, fix yourself up; curl your hair, put on some make up, wear something pretty. If you are bored with life, do something exciting. Take your wife and the kids to Paris. Stop telling yourself one day; make a plan and put it into motion for that one day to be today. You've always dreamed of getting your degree, but you can't figure out how. Now is the time to enroll in an online course and get started in the right direction &ndash; one class at a time, until you're wearing a cap and gown. Be proactive, put your best foot forward and watch your goals turn into reality.</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><strong></strong></font></span><span style="font-family: verdana, geneva; font-size: medium;">Chantay Bridges</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Senior Real Estate Specialist, Clear Choice Realty &amp; Associates</span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Random acts of kindness]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzgyNDh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Resolve to say or do at least one nice thing for your significant other, family member, co-worker and/or friend every day. It can be as simple as a smile, a warm hello or good morning, getting them a cup of coffee, giving them a kiss first thing in the morning, offering a hug, wishing them a nice day or sending them a quick text or email. It can be anything, just as long as let them know you are thinking of them! Sprinkle just a few small acts of kindness throughout your day, and you will grow a garden of good will with those around you.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Toni Coleman, LCSW, CMC</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Psychotherapist/Relationship Coach</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=54ls/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.consum-mate.com">www.consum-mate.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=54ls/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=54ls/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: 5 creative ways to save $1000 in 2013]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTc2Njd8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Everyone starts off the new year with plans to save money, but how many will actually reach their savings goal? To make it easier, here are 5 creative ways to save $1000 in 2013</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Calculate Weekly</b> (savings: up to $20/week): your goal will be more achievable when you break it down into manageable pieces. Since most people get paid weekly or monthly, think in those terms. To save $1,000 in a year, you will need to save $20 a week or $83 a month - so use those numbers to help you figure out where you may be able to cut some costs. It could be as simple as buying a few less lattes each week!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Turn Down the Heat</b> (savings: up to $45/month): though it&rsquo;s hard to calculate exactly, there is a rough rule of thumb that you can reduce your heating bill by about 3% for every degree that you set back your thermostat. Most people can comfortably reduce the temperature by a few degrees while they're home, especially at night, and even more (up to 10 degrees) when you're out.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Buy in Bulk</b> (savings: up to $20/week): there's no better time to get friendly with the neighbors! Buying in bulk saves money overall; if you're single or in a relationship consider pooling with other singles/couples to take advantage of buying household and cooking basics in bulk from larger suppliers.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Brown Bag It</b> (savings: up to $50/week): lunch costs are close to $10 per day or more in most areas. Start with packing a lunch twice a week to save $20 and grow from there. To notice the difference, take the $20 and put it in a safe place in your room each week - watch your lunch costs pile grow!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Use Your Library Card</b> (savings: up to $30/week): yes, we said it, the library! We're so used to paying for Netflix or buying books at Amazon and Barnes &amp; Noble, but the library has all of these things for free. If DVDs and books are some of your usual purchases, consider taking a trip to your local library and checking out their collections!</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font></span><span style="font-family: verdana, geneva; font-size: medium;">Vincent Turner</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4oq3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.planwise.com">www.planwise.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4oq3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">We were the only team to climb Everest. There were no safety nets, no fixed lines established, freezing winds. We had to spend an unplanned night at 26,000 feet, with very little food and water. The next day, we skied the Lhotse Face, 5,000 feet of blue ice on a 50-degree slope--by far the most intense ski descent of our lives. At one point, we ran out of oxygen. I kept telling myself: "Don't sit down and die. Just keep going." It's really easy to let your mind get a hold of you, but the journey taught me we are much more than our minds. </span><i style="font-family: verdana, geneva; font-size: medium;">- -As told to Nicole Perlroth in 2008</i></div>
<div><i style="font-family: verdana, geneva; font-size: medium;"><br /></i></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Kit DesLauriers</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The first person to ski from all Seven Summits</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=508l/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.forbes.com%2F2011%2F03%2F07%2Fgreatest-risk-they-ever-took-2011-entrepreneurs_2.html">www.forbes.com/2011/03/07/greatest-risk-they-ever-took-2011-entrepreneurs_2.html</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=508l/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=508l/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today’s Richer Life Tip: Improve your work/life balance]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMjA0MjN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Check out these tips on how professionals of all ages can improve upon the balance between career and personal life:</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;"><b>* Save on gas and reduce your commute by working from a flexible workspace:</b> A recent study by Texas A&amp;M Transportation Institute found that Americans wasted an average of $818 each sitting in traffic in 2011. As more companies are adopting flexible work options for employees, why not consider a workspace closer to home? You can save on gas, spend less time in traffic and spend more time with family, friends and focusing on you.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>* Leverage technology in lieu of business travel:</b> As the U.S. economy continues to strengthen, business travel is on the rise again. For entrepreneurs and small business owners, consider using the plethora of technology available &ndash; such as videoconferencing , Skype and online meetings &ndash; to keep in touch with colleagues and clients without the hassle of traveling.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Guillermo Rotman</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">President, Regus Americas</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4qun/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.regus.com">www.regus.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4qun/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4qun/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Now that it's March it&rsquo;s a good time to ask, have you broken your New Year's resolutions yet? Nearly 40% of people can&rsquo;t keep their resolution past one month, according to The University of Scranton. To keep your 2013 financial promises to yourself on track, check out these tips:</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Consider cuts</b> &ndash; Prioritize your monthly expenses and start to cut where you are willing. If the problem lays in credit card debt, pay the highest interest cards first. Try telling a friend or family member about your goal to help keep you honest - they'll hold you accountable and you won't want to disappoint them.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Put down the plastic</b> &ndash; Avoid using credit cards or other lines of credit - instead, pay with debit or cash whenever possible. This is a good way to start putting an end to your debt.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Have cash on hand</b> - Take out in cash what you are planning to spend per week. When it's gone - it's gone. The psychological impact of watching the money leave your wallet will be stronger than you think!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Kick bad habits</b> &ndash; Allow for fun, but have a plan &ndash; and stick as close to the plan as possible. Try to change small spending vices by eating in, making your own coffee, and taking the bus over taxis when you can. The savings will all add up!</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">&bull; <b>Reward yourself</b> &ndash; Everyone deserves a treat every now and then! When you reach your savings goal, take the time to spend a responsible percentage of what you have saved.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Vincent Turner</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4oq5/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.planwise.com">www.planwise.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: The real cause of illness]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTk2MzB8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">The AMA states that 70-85% of all disease is caused by stress. What is stress but unresolved, unreleased emotions? As a medical intuitive, I know the number is much higher. I believe that all illness, injury and disease is caused by unresolved, unreleased emotions. Find the emotional cause of the disease and release it, and the disease disappears. I have seen this happen many, many times.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">This also explains why when you have two family members with the same genetic make-up, one will get the genetic disease and the other won't. One gets triggered by stuck, negative emotions which causes the disease to appear while the other does not.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">We can easily learn to deal with stuck, negative emotions by journaling them out and then burning the papers we wrote on and declaring that we are taking our power back. It can make us feel lighter and happier and will definitely make us healthier. If we can't figure out what the stuck emotion is, then we can seek out a reputable energy healer who can help us to find the energy blocks and release them.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Terri Jay</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4q8m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.TerriJay.com">www.TerriJay.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4q8m/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Get rid of your "pending" file!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMzYwMTV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">Don't do anything "later" and throw it into an ever-growing Pending File.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Handle each piece of paper, email, item of correspondence, complaint, suggestion, new idea, etc. ONE TIME and complete the task and you are done. Save all relevant documents into your PC with your scanner or "Save As..." File function. And you are done. Move on to the next item.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">"Multi-tasking" is multiple things being done at once, often not all completed or done in a way that gives the results you will expect from a less-than-100% focus to the task. Multitasking &ndash; don't do it.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Handle each piece of paper incoming ONCE and once only. Anything in your Pending file, throw it out. Get rid of that file box. If you haven't looked at the item or acted upon it in 60 days or longer, get past it. If it is important it will come around again, and next time your will "handle it once!"&nbsp;</span></p>
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<div><span style="font-size: medium;"><font face="Verdana" size="3"><b>Today's Richer Life Contributor</b></font></span></div>
<div><span style="font-size: medium;"><font face="Verdana" size="3"><b></b></font></span><span style="font-family: verdana, geneva; font-size: medium;">James Hussher</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=52vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.reorescueandpreservation.com">www.reorescueandpreservation.com</a></span></div>
<font face="Verdana" size="3"><strong><br /></strong></font></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=52vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Dd18fc08f91e2fbe395b2baf2758f4f96"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=52vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=52vr/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Alleviate stress by sweating it out!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTk2MjV8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">I am a mother of 2 boys (no nannies) and CEO of a company. As you can imagine, I have a very hectic lifestyle and try to balance my life. I was becoming very stressed and wanted a healthy solution. I tried Hot Yoga and I am hooked. It is a great way to stay in shape, focus and clear your head. I even take private lessons once a week with my staff so we all can use this time to meditate, get in shape and feel good. It really has helped me alleviate some of the stress that I was feeling before I did it. There is not price tag for taking care of yourself.&nbsp;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Gail Tolstoi-Miller</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">CEO &amp; Chief Staffing Strategist, Consultnetworx &amp; Speednetworx</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4q8h/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.consultnetworx.com">www.consultnetworx.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4q8h/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4q8h/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4q8h/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4q8h/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Setting daily intentions]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTUzNjh8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Prioritize goal-oriented tasks you want to accomplish each day 1st thing in the morning, and then schedule it on your calendar instead of keeping a separate list. I do this while having coffee and it is the best method for me to hold myself accountable. By the end of the day I feel I&rsquo;ve accomplished steps towards my personal goals. It also helps me to think big picture in terms of what steps it will take to reach my goal. Instead of just having an action plan, I am taking action. Small chunks daily add up.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Laura Ashman Jolna</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4my8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4my8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4my8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4my8/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Maintain beauty and vitality the natural way]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDY2MzZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">The body is miraculously created to maintain beauty and vitality at any age, just by giving it what it needs. For example, if healthy skin was placed under a high powered microscope, water would be seen pulsing out of every pore. This represents hydrated skin from sufficient water intake throughout the day. In the case of dehydrated skin, the texture would be more of an arid desert. Hence, dry cracked skin. In addition, studies have shown that 80% of fatigue is caused by dehydration. For increased energy, drink 2 or 3 glasses of water in the morning, instead of the second cup of coffee. Coffee is a diuretic and will cause dehydration and the loss of vital minerals.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">In the New Year, say no to all those fancy, expensive &ldquo;New&rdquo; beauty and vitality products. Trust that the body will maintain beauty and vitality, by getting enough of the &ldquo;Old&rdquo; ordinary influences.&nbsp;</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><strong></strong></font>Sandra LaMorgese M.S., H.N., C.T.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Beauty &amp; Health expert, Holistic Practitioner &amp; Founder of Wellness Innovations</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4g7o/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.wiwellnessinnovations.com">www.wiwellnessinnovations.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4g7o/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Don't "SHOULD" on others]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTUzNjZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Have you ever heard yourself saying, "He should do that," "If only she did that differently, my life or job would be better,&rdquo; or "It's his fault that I'm not happy&hellip;&rdquo;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">This is "shoulding" on others. When you "should" on others, you are putting the locus of control outside of yourself, which is shorthand for saying that you are blaming everybody else! That is not fair to the people around you. Plus, it's counterproductive. As long as you are out there in the world "shoulding" on others (that's not a pretty sight, is it?), you are robbing yourself of your power to affect the situation and create the life you want for yourself. Be accountable. If it's important to you, what can you change or influence about it? If you can't do either, what do you need to let go of in order to accept things the way they are? Take back your power and the freedom to choose how to act or react in any given situation. Become the owner of your life, not the observer.</span></div>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font>Mike Jaffe</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4my6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.humanwakeupcall.com">www.humanwakeupcall.com</a></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4my6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4my6/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Embrace the Storm]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTUzNjN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">When dealing with your own challenges (or storms) in your life, how can you shift your perspective to recognize the gift that each has brought with it? Reflect on the following questions:</span></div>
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<li><span style="font-family: verdana, geneva; font-size: medium;">What part of you developed as a result of this experience?</span></li>
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<li><span style="font-size: medium; font-family: verdana, geneva;">What motivation or clarity did this experience provide for you, regarding changing the priorities in your life?</span></li>
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<li><span style="font-family: verdana, geneva; font-size: medium;">What surprised you about yourself with regard to (1) how you handled the experience; (2) how you felt about the experience; and (3) what you did or didn't do as a result of the experience?</span></li>
</ul>
<p><span style="font-family: verdana, geneva; font-size: medium;">For example, if it was the loss of a job, did that cause you to develop new skills, move to a new location, meet new people, or finally pursue that career that you've always wanted but never tried? If it was the loss of a loved one, what qualities of yours came forth that enabled you to deal with that situation? Strength? Resilience? Leadership? Compassion?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">By doing this, you are not saying that any loss, hardship, or pain that you or a loved one has experienced makes you happy. We're trying to take a different view of the experience to see what has risen in the space created by that storm.</span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Today's Richer Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font>Mike Jaffe</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4my3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.humanwakeupcall.com">www.humanwakeupcall.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4my3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4my3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4my3/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: The ABC’s of living powerfully]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMTUzNTZ8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">When you find yourself stressed, grumbling and ready to blow your top (think road rage), there&rsquo;s a tool that can help you calm down and get your emotions back into check that's as easy as ABC:</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;">A: Awareness - this is the first step. Get present and notice your emotions rising. Whether it's anger, frustration, or sadness, it's important not to react from this deep emotional state. Driven from the emotional limbic centers of the brain, our impulse is to fight or flee, neither of which are likely your best choice in the moment.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">B: Breathe - breathe, my friend, breathe. Taking a deep breath in and then exhaling slowly will ease things down and give you much needed separation from your emotional state, so you can get back into a place of focus and clarity.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">C: Create - now that you have disrupted your reactive mode, you are able to create your response driven by your core values and commitments. If you were to rise above the situation, what would you create in the moment?</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">Using road rage for an example, rather than hitting the gas and speeding up when that jerk cuts you off (what are you going to do anyway, really?), first notice the rising emotion (awareness). Take a deep breath to disrupt your automatic reactive nature (breathe). Then let go, knowing it is not worth giving up your own vitality and ease for that clown (create calm). Using this tool throughout your day will allow you to stay powerful, maintain energy, and keep your mojo strong.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Mike Jaffe</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4mxw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.humanwakeupcall.com">www.humanwakeupcall.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4mxw/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Practice the "F Word" - forgiveness!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0xOTkyNjl8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
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<div><font face="Verdana" size="3">Practice the F Word. Don't carry your past resentments from 2012 into 2013. Make a commitment to forgive. Practicing the F word helps you stop replaying your past resentments in the future. Start this year with a clean slate by letting go of negativity. Become aware of who you need to forgive and become willing to let it all go.</font></div>
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<div><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></div>
<div><span style="font-size: medium;"><font face="Verdana">Gabrielle Bernstein<br />Author, "Spirit Junkie"</font></span></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">If all the logical approaches to controlling your own eating, spending or other negative habits have failed, it might be time to try a self-control strategy that seems to make no logical sense at all.</span></div>
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<p><span style="font-family: verdana, geneva; font-size: medium;">"Going Too Far" is a bold, counter-intuitive, follow-through strategy that works by capitalizing on one of the most fascinating and ironic aspects of human nature: Although we often end up straying from the good intentions we adopt, there's nothing more offensive than being "forced" to violate those same good intentions. To use the Going Too Far strategy, you simply make a deal with yourself. If you violate a particular good intention, you must violate it in an especially big way.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;">A friend of mine used this strategy to finally stick with her intention to refrain from eating the yummy donuts that were always available at work. She simply promised that if she couldn't resist the temptation to take a donut, she would take (and eat) 3 donuts at once. The result: The thought of having to violate her intention in such a big way gave her an impressive surge in willpower that enabled her to refrain from eating any donuts. Try using the Going <span style="font-family: verdana, geneva;">To</span></span><span style="font-family: verdana, geneva; font-size: medium;"><span style="font-family: verdana, geneva;">o Far strategy the next time you violate one of your good habits.</span></span></p>
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<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><br /></strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>Rich</strong></font></font><font face="Verdana" size="3"><font face="Verdana" size="3"><strong>er Life Contributor</strong></font></font></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><font face="Verdana" size="3"><font face="Verdana" size="3"><strong></strong></font></font>Steve Levinson, Ph.D.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">President, Behavioral Dynamics, Inc.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4hep/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.habitchange.com">www.habitchange.com</a></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
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<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
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<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Improve any financial outlook by resolving to do the following in 2013:</span></div>
<div>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>1.) Learn About Finances.</b> The world of finance can be intimidating, so much that many otherwise intelligent people disregard important expenses, fees and information due to lack of knowledge. Brush up on new legislation, ask questions and do research. Consult with an expert who's willing to walk you through anything you don't completely understand.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>2.) Start Saving for College.</b> If you're a parent with the means to start saving for your child's future, kick off 2013 by opening a college savings account. The burdens of tuition, expenses and student loans can be heavy. Assess whether you're able to help, and meet with an advisor to determine where to begin.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>3.) Plan for Retirement.</b> It's never too early to start planning for retirement. Early contributions can add up to much greater gains in interest, which compound over time. Examine expenses and make any reductions possible so you can find the money to begin a retirement fund. If you're nearing retirement age, review your savings progress and consider delaying retirement. Waiting longer to retire allows you more time to save and reap the rewards of employer-sponsored benefits. A few extra years of work offers additional resources and also leaves you with fewer retirement years left to finance.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>4.) Create an Emergency Fund.</b> Most consumers are far too dependent on lines of credit as a safety net. Resolve to build a real emergency fund in 2013. Set aside three to twelve months of expenses in a savings account to get you through any unwanted financial surprises. Set a goal, and track your progress throughout the year.</span></p>
<p><span style="font-family: verdana, geneva; font-size: medium;"><b>5.) Know What Makes You Happy.</b> Define your financial goals on based on what makes you happy. Want to see the world? Save for your children? Buy a home? Communicate your desires to a financial planner who can advise you on the best way to save. When you think about what you truly want, reaching a goal will have more meaning and you'll be more inspired to take the necessary steps to reach it.</span></p>
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<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Burnham Gibson Financial Group, Inc.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4het/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.burnhamgibson.com">www.burnhamgibson.com</a></span></div>
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<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4het/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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</html>]]></description></item><item><title><![CDATA[Today's Richer Life Tip: Go abroad!]]></title><link><![CDATA[http://www.imnicamail.com/v4/web_browser.php?p=Q2FtcGFpZ25JRD0yMDgxOTN8fHx8QXV0b1Jlc3BvbmRlcklEPTB8fHx8U3Vic2NyaWJlcklEPTB8fHx8TGlzdElEPTIzMjc0fHx8fFByZXZpZXc9MQ%3D%3D]]></link><description><![CDATA[<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Go abroad, travel the world or live as an expat. It is more than possible to live on under $500 per month from Mexico to Argentina, all through Africa, the East of Europe, India, China, Southeast Asia, and many other regions of the world. I know this because I've done it for the past 12+ years. I'm currently paying $180 month rent for a great apartment in Chiapas, Mexico, around $100 on food, and another $100 for entertainment/travel. Without the overhead pressure to meet high income requirements, I feel as if I can live better, do more with my time, and see the world in the process. This is especially good for people with fixed monthly incomes (like pensions, unemployment or disability allowances), for those who can do internet/computer-based work remotely (I run a website), for those who can teach English or another trade, or for those who are looking to open up a small business with drastically less overhead. By &nbsp;lowering expenses, you lower the amount of money you need to earn, and by doing so, you can open up more free time for enjoying life &ndash; all while traveling the world in the process!</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Wade Shepard</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Editor, VagabondJourney.com &amp;<i> Vagabond Explorer</i> magazine</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4hex/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.vagabondjourney.com">www.vagabondjourney.com</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hex/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hex/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4hex/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4hex/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Procrastination is a double whammy! It not only depletes your time, but also your energy. Think about it. Let's say you are putting off something stressful or boring that you know you need to do. All day long you find other things to eat up your time so you can avoid this dreaded task. While you are busy distracting yourself with a more pleasurable task, have you completely forgotten about the task you are trying to avoid? No! It&rsquo;s creeping back into your thoughts all day long, causing you stress each time you rethink it. The longer you put it off, the more time you give yourself to stress over it again and again. By the end of the day, the task still isn&rsquo;t done, and you are mentally exhausted &mdash; a double whammy! Doing the most difficult task or the task you are most likely to procrastinate on at the beginning of the day, will buy you time and energy.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Susan Stewart</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Owner, Perfectly Placed Organization &amp; Design</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.perfectlyplaced.org">www.perfectlyplaced.org</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
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<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4hh1/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Attitude affects productivity. You&rsquo;ve heard the saying &ldquo;Attitude is everything.&rdquo; Well, it may not be everything, but it sure does affect the amount of time and energy it takes to accomplish something. Need a little spring in your step? Then change your attitude. Let&rsquo;s say you drive to the grocery store and the only parking spot available is one far away from the entrance. One response is to grumble something under your breath about how you always get the worst spots. That attitude sticks with you as you grocery shop and slows you down. Instead, respond by thinking how great it is that you will get some exercise and that a great spot up close may open up for someone who needs it more than you do. That attitude puts a little spring in your step. Your pace picks up, you are feeling positive and you are more efficient.</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span>Today's Richer Life Contributor</span></strong></font></font></div>
<div><font face="Verdana" size="3"><font face="Verdana" size="3"><strong><span></span></strong></font></font><span style="font-family: verdana, geneva; font-size: medium;">Susan Stewart</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Owner, Perfectly Placed Organization &amp; Design</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.perfectlyplaced.org">www.perfectlyplaced.org</a></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><strong>Share Your Best Life Tip</strong></font></div>
<div><font face="Verdana" size="3">I'm looking for short tips--no more than 200 words (about three short paragraphs)--related to finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, specific, unexpected, and free.</font></div>
<div><font face="Verdana" size="3">&nbsp;</font></div>
<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
<div><font size="3"><strong><font face="Verdana">Archived Richer Life Tips</font></strong></font></div>
<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4hh2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4hh2/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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<div><font face="Verdana" size="3"><strong>Today's Tip</strong></font></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;">Imagine a day without a Richer Life Tip! We are running low on good quality tips and we need your help. I'm looking for short tips/insights--no more than 200 words (about three short paragraphs at the most). The tips can be anything related to living a great life including tips about finances, saving money, losing weight, becoming healthier, increasing motivation, saving time, becoming more compassionate, being a better listener, etc. The best tips are the ones that are unique, unexpected, easy, and free. Help us help others by emailing us your tip now&hellip;</span></div>
<div><span style="font-family: verdana, geneva; font-size: medium;"><br /></span></div>
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<div><font face="Verdana" size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4i13/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fricher-life-tips-submit" title=""><strong>Submit your Richer Life Tip now!</strong></a></font></div>
<font face="Verdana" size="3">&nbsp;</font></div>
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<div><font size="2"><font face="Verdana"><font size="3">Can't get enough of our life-enhancing tips? Now you can view all of our tips from the past.</font></font></font></div>
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<div><font size="2"><font face="Verdana"><font size="3"><a href="http://www.imnicamail.com/v4/tl.php?p=4i13/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.imnicamail.com%2Fv4%2Frss.php%3Fq%3Db5d489ae8bd3752f431e412ac49a8744"><strong>View archived Richer Life Tips</strong></a>&nbsp;</font></font><strong><font face="Verdana"><font size="3">&nbsp;</font><br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Robert Pagliarini</font></strong></font></div>
<div><font size="2"><font face="Verdana">President</font></font></div>
<div><font size="2"><font face="Verdana">Richer Life Media, LLC</font></font></div>
<div><font size="2"><font face="Verdana"><a href="http://www.imnicamail.com/v4/tl.php?p=4i13/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com" title="">http://www.richerlife.com</a>&nbsp;&nbsp;</font><strong><font face="Verdana">&nbsp;<br /> </font></strong></font></div>
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<div><font size="2"><strong><font face="Verdana">Disclaimer</font></strong></font></div>
<div><font face="Verdana" size="2">By reading this email, you are bound by the&nbsp;<a href="http://www.imnicamail.com/v4/tl.php?p=4i13/rs/rs/rs/iqa/rt//http%3A%2F%2Fwww.richerlife.com%2Fdisclaimers%2F" title="">terms and conditions</a>&nbsp;of the Richer Life website. This service is intended to provide general guidelines that are for informational purposes only and is provided with the understanding that Richer Life Media, LLC, the author, or others are not engaged in rendering professional services or in providing specific financial, legal, medical, or other advice. You should never take any information perceived from this at face value and should always do your own due diligence on any material to form your own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting, medical, or other professional should always be sought before taking action of any kind.</font></div>
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